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Innovation and technology ultimately come down to human uses and needs. How we pay for our goods and services is no exception.

Like everything else, the way we make our transactions – and what we get out of it – has been undergoing rapid change. That’s why Mastercard has partnered with Fitbit to create a new way to pay.

 

 

 

 

Control Your Health, Control Your Payments

Fitbit Iconic now allows you to use your smartwatch to make seamless payments simply by tapping it at a contactless terminal, of which there are over 6.6 million around the world. The one mobile portal on your wrist can now bring physical and financial fitness together to help all of us with our everyday lives.

This is achieved simply by adding eligible cards to the fitness watch and leaving your wallet at home.

As you’re already on the go, you can exercise your ability to carry less while paying easily and quickly.

 

 

 

“We’re delighted to work with Mastercard to deliver the freedom of contactless payments to our users.”

- Jon Oaks, VP, Product Management, Fitbit

 

 

 

How Does it Work(out)?

Something so novel as paying for purchases with your Fitbit smartwatch stems from Mastercard’s “token services” technology, which allows customers to shop with whatever NFC enabled device is easiest for them.

These industry-leading “tokens” are unique numbers (distinct from, but connected to, the number on your card) that allow payments to me made without any bank or credit card details being exposed, the one-off “token” number acting as a kind of barrier or firewall.

Think of it as a “virtual account” that holds your details aside from areas of potential compromise.

Turning your Fitbit Ionic into a digital wallet is made possible by Mastercard Digital Enablement Services, making payment safe and secure.

 

 

 

“…solving the problem of carrying notes and coins as you exercise …”

- Commonwealth Bank website

 

 

 

Day-to-day Impact

Mastercard and Fitbit have come together, affecting people’s lives for the better; an important development in this market where over half of the population owns a wearable device.